"Don't be afraid of the annual fee... the credits make it worth it."
"The cash bonus is really nice, it's a totally free credit card."
"If you're paying off your credit cards every month, uh the credit card perks feel like free money."
"Just take advantage of all of these free perks and features that the credit card offers."
"When used correctly, credit cards are still the very clear winner."
"The biggest thing in credit cards: sign-up bonuses."
"You want to travel to Mexico, travel to uh Jamaica, guess what, you spend on a credit card, you get points, it is a free flight."
"This is a no annual fee card and you are earning thank you points that are transferable."
"You get a free night reward every year that you keep the card."
"It's still 2x miles back on everything but you now have 10x mes for hotels and car rentals and 5x on flights booked through Capital 1 Travel."
"This is honestly one of the best credit cards that anyone can apply for."
"This card is the hottest credit card of 2022, period."
"Chase Freedom Flex: getting three percent cash back on dining and drugstore purchases and five percent on travel purchases through the Chase portal is a pretty good deal."
"The categories rotate every quarter and as you can see in this table the categories from 2022 were on the left and 2023 is still to be announced."
"The Capital One Venture card is good for a few things but first let's take a look at the welcome bonus, 75,000 points, the highest in this tier."
"Credit cards can help you level up from being a broke college student to thriving in the middle class and even building your way up to becoming a multi-millionaire."
"Amex Gold S tier... always going to be one of my top cards."
"Credit cards are a tool... if used correctly."
"If you spend $400 a year traveling, you need this card. Period."
"Main rush now is that I'm comfortable paying 450 to get 500 credits per card along with one free night."
"Credit cards have better rewards, better purchase protection, and a greater buffer."
"If you don't have Chase Sapphire rewards you need to get it, like you absolutely need to get it."
"This card has such a good sign-up bonus that you're going to be able to invest it into your travel situation."
"Credit cards as tools: when used wisely, they can earn you rewards and benefits without accumulating debt."
"Every card we're talking about in this video, if you use the benefits fully, it's going to far outweigh the cost of having that annual fee."
"...that's going to be the Chase Freedom unlimited card now at its core I've always viewed the freedom unlimited as a catch all card for miscellaneous expenses."
"The reason that these cards get so much attention is because they're loaded with benefits like free nights and Elite status that can give you way more value than the annual fee."
"Section 75 protection is one of the most important advantages that you get with a credit card."
"Maximizing credit card benefits is where we really become a master here."
"It's tried and true, one and a half points per dollar on everything."
"For a no annual fee card, that's definitely not bad at all."
"If you're traveling a lot and really using those lounges and those travel protections and at least some of the credits, then the AmEx Platinum might be worth it."
"Use your credit card, get the points, get the flight miles."
"Earn 70,000 membership rewards points after you spend ten thousand dollars."
"Despite the crazy annual fee, the Platinum Card probably makes more sense."
"The dining credits and that free night easily offset the fees and it's just easier to understand and justify."
"Out of all that, the best part is this card comes to you with no annual fee."
"Being able to get a 25% boost on your points value is a nice little bump."
"The primary auto rental coverage that the Sapphire Preferred offers is another really nice but underrated feature of this credit card."
"The cream card does have a ton of benefits within the American Express Network such as offers, pre-sale ticket access, dining benefits, and purchase protections."
"The credits on the Venture X Card are by far the easiest to use."
"He racked up points on his American Express from the time he served our country."
"Put more money in your pocket through credit cards and smart financial habits."