The Total Money Makeover: A Proven Plan For Financial Fitness Quotes
"Being willing to delay pleasure for a greater result is a sign of maturity."
"Debt brings on enough risk to offset any advantage that could be gained through leverage of debt."
"Most people won’t change until the pain of where they are exceeds the pain of change."
"When you loan money to friends or relatives, the relationship will be strained or destroyed."
"Debt is so ingrained into our culture that most Americans cannot even envision a car without a payment."
"The only relationship that would be enhanced is the kind resulting from one party being the master and the other party a servant."
"If you loan money to a friend or relative, be ready to pay it back yourself; the bank wants a cosigner for a reason."
"Ninety days same as cash has exploded in furniture, electronics, and appliance sales, but ninety days is not the same as cash."
"Taking on a car payment is one of the dumbest things people do to destroy their chances of building wealth."
"If you keep a $495 car payment throughout your life, you miss the opportunity to save that money."
"Looking good is when your broke friends are impressed by what you drive, being good is having more money than they have."
"Today I drive very nice, very expensive, slightly used cars, but it wasn’t always that way."
"Consumer advocates, noted experts, and a good calculator will confirm that the car lease is the most expensive way to operate a vehicle."
"The average millionaire drives a two-year-old car with no payments."
"The truth is that most slightly used cars have gotten all the kinks worked out of them and were not traded because they were bad cars."
"You won’t use credit with your Total Money Makeover, except maybe for a mortgage, and you don’t need a credit card for that."
"Bankruptcy is a gut-wrenching, life-changing event that causes lifelong damage."
"An emergency is something you had no way of knowing was coming, something that has a major impact on you and your family if you don’t cover it."
"You can’t get out of a hole by digging out the bottom."
"The power of focus is what causes our Baby Steps to work."
"Living debt-free has been amazing. My wife and I communicate better, and we’re more loving to each other and the kids because we aren’t stressed out about money all of the time."
"The change has been amazing. My wife no longer feels guilty for spending money on much-needed clothes."
"I’m always paying cash, and I’m always looking for a deal, not really caring what car it is."
"If you want to be in a different place, you must believe and do things differently."
"Continuing to do the same thing over and over again and expecting a different result is the definition of insanity."
"The only other path is to follow all the normal people who are broke."
"The good news in Sherry’s story is that her hubby heard her on the radio with me, and a lightbulb came on."
"If you will live like no one else, later you can live like no one else."
"Wealth is not an escape mechanism. It is instead a tremendous responsibility."
"The most important step of all is the first step. Start."
"Personal finance is 80% behavior and 20% head knowledge."
"You must gain control over your money or the lack of it will forever control you."
"When you pay off the mortgage, have a barefoot mortgage-burning party."
"If you want to change your life, you have to change your life."
"A budget is telling your money where to go instead of wondering where it went."
"Now that we’re doing well financially, we have money to give when we feel called to."
"Buying things may feel good, but giving always feels right."
"We may smile at these foolish monkeys, but how many times has our freedom been taken away by nothing more than our greed?"
"People who had completely lost faith in God and in the human race are shaken to the core by a simple $100 gift."
"Isn’t it fun to lift people up and see the smiles on their faces?"
"You cannot claim Total Money Makeover status until you do all three."
"Someone who never gives is a monkey with his hand in a bottle."
"It’s not even a concern. I have all the time I want to spend with my family knowing that their future is going to be bright because we sacrificed for it."
"Giving something, even if it is just giving your time by serving soup to the homeless, should start from Baby Step One."
"The problem with becoming wealthy is that you stand a chance of becoming enamored with wealth."
"If you are a good person, it is your spiritual duty to possess riches for the good of mankind."
"Wealth is not evil, and people who possess it aren’t evil by virtue of the wealth."
"Stuff is wonderful; get some stuff, but don’t let the pursuit of wealth become your god."
"Hope is what I want you to walk away with from this book."